Karunya Benevolent Fund is an assurance scheme of the State Government which provides financial aid for poor people suffering from serious ailments, by raising funds through Kerala lottery. The scheme is managed by the State Lotteries Department (Taxes). Karunya Benevolent Fund is providing financial assistance to under-privileged people suffering from acute ailments like Cancer, Haemophilia, Kidney and Heart diseases and for Palliative Care. The amount for the health scheme is raised through lottery. This welfare measure is helpful to those who suffer from ailments, the cost of treatment of which are proved to be unbearable to lower and even middle strata of society with an annual family income of less than Rs.3 lakhs.

  • Eligible beneficiary can approach any KASP empaneled hospitals for availing cashless treatment
  • Significant increase in number of health care providers under KBF scheme.
  • Number of treatment packages also increase
  • IT integration enhances patient friendly approaches in KBF scheme

 

Comparison between Old KBF (Taxes) and revamped KASP-KBF (H&FWD)

Scheme Old KBF KBF- after integration with PMJAY portal
Beneficiary application process Application to be submitted to the District Lottery Officer of the patient district with the photos, ration card copy and family photo in front of the house. Only after getting the approval, the eligibility will be confirmed for treatment benefits. Application can be directly submitted at the KASP hospitals and patients need to provide only the Ration card with the income proof and all the processing will be done through an IT integrated system
Benefits Tertiary care (Rs. 2 lakhs), Kidney ailments (Rs. 3 lakhs), Medicines for the Kidney patients, Haemophilia patients – unlimited.

 

315 packages

 Secondary and Tertiary care as per the KASP packages.

1667 procedures under 26 specialties. All the packages include the hospitalization charges/day care sitting charges including the medicines for 15 days post discharge. Haemophilia patients are also taken care under the scheme.
Most utilized package and rate Haemodialysis – Rs. 650 per session Haemodialysis – Rs. 900 per session
IT integration Mostly manual process with data entry into the portal after the application processing. Multiple touch points for beneficiaries to get the application processed. New IT integration with National Health Authority portal, entire process will be digitalized and patients will have minimal waiting period with paperless cashless treatment benefits. Also, Hospitals can raise the claims online and get the amount credited in the registered account within a defined timeline.
Hospitals Empaneled 57 Hospitals and 26 dialysis centers 597 Hospitals –  203 Public and 594 Private hospitals

 

Major procedures done under KBF as follows

Procedure No. of claims Claimed amount(Rs)
Dialysis 237986 70,32,87,938
Chemotherapy 83216 1,15,52,91,435
PTCA, inclusive of diagnostic angiogram 16525 1,51,78,93,826

KBF Statistics (upto April 2026)

Hospital District No. of beneficiaries No. of claims Claimed amount(Rs)
ALAPPUZHA 602 6762 5,51,52,163
ERNAKULAM 6689 35952 59,19,36,670
IDUKKI 271 4832 3,13,29,666
KANNUR 22980 102307 1,72,60,99,737
KASARAGOD 966 10482 10,73,14,590
KOLLAM 1242 8623 8,47,99,145
KOTTAYAM 3554 14178 31,08,22,884
KOZHIKODE 19592 84787 1,33,12,65,081
MALAPPURAM 3817 55348 45,57,95,670
PALAKKAD 1805 12516 13,57,63,980
PATHANAMTHITTA 708 10043 5,73,95,895
THIRUVANANTHAPURAM 14305 52108 1,12,29,83,295
THRISSUR 5881 41814 46,90,67,685
WAYANAD 657 14456 6,71,97,038
TOTAL 83069 454208 6,54,69,23,496