Karunya Benevolent Fund is an assurance scheme of the State Government which provides financial aid for poor people suffering from serious ailments, by raising funds through Kerala lottery. The scheme is managed by the State Lotteries Department (Taxes). Karunya Benevolent Fund is providing financial assistance to under-privileged people suffering from acute ailments like Cancer, Haemophilia, Kidney and Heart diseases and for Palliative Care. The amount for the health scheme is raised through lottery. This welfare measure is helpful to those who suffer from ailments, the cost of treatment of which are proved to be unbearable to lower and even middle strata of society with an annual family income of less than Rs.3 lakhs.

  • Eligible beneficiary can approach any KASP empaneled hospitals for availing cashless treatment
  • Significant increase in number of health care providers under KBF scheme.
  • Number of treatment packages also increase
  • IT integration enhances patient friendly approaches in KBF scheme

 

Comparison between Old KBF (Taxes) and revamped KASP-KBF (H&FWD)

Scheme Old KBF KBF- after integration with PMJAY portal
Beneficiary application process Application to be submitted to the District Lottery Officer of the patient district with the photos, ration card copy and family photo in front of the house. Only after getting the approval, the eligibility will be confirmed for treatment benefits. Application can be directly submitted at the KASP hospitals and patients need to provide only the Ration card with the income proof and all the processing will be done through an IT integrated system
Benefits Tertiary care (Rs. 2 lakhs), Kidney ailments (Rs. 3 lakhs), Medicines for the Kidney patients, Haemophilia patients – unlimited.

 

315 packages

 Secondary and Tertiary care as per the KASP packages.

1667 procedures under 26 specialties. All the packages include the hospitalization charges/day care sitting charges including the medicines for 15 days post discharge. Haemophilia patients are also taken care under the scheme.
Most utilized package and rate Haemodialysis – Rs. 650 per session Haemodialysis – Rs. 900 per session
IT integration Mostly manual process with data entry into the portal after the application processing. Multiple touch points for beneficiaries to get the application processed. New IT integration with National Health Authority portal, entire process will be digitalized and patients will have minimal waiting period with paperless cashless treatment benefits. Also, Hospitals can raise the claims online and get the amount credited in the registered account within a defined timeline.
Hospitals Empaneled 57 Hospitals and 26 dialysis centers 742 Hospitals –  194 Public and 538 Private hospitals

 

Major procedures done under KBF as follows

Procedure No. of claims Claimed amount
Dialysis 91894 82563166
Chemotherapy 10850 138691198
PTCA, inclusive of diagnostic angiogram 2147 194885135

 

KBF Statistics (as on 31st July 2022)

Districts No. of beneficiaries No. of claims Claimed amount
ALAPPUZHA 243 4790 19093521
ERNAKULAM 2012 16655 150836145
IDUKKI 77 2551 5144075
KANNUR 5114 47847 428063983
KASARAGOD 196 4351 16125383
KOLLAM 152 4174 10089723
KOTTAYAM 1795 7895 137972121
KOZHIKODE 3259 47748 235042285
MALAPPURAM 1274 38119 112727638
PALAKKAD 312 6338 29179992
PATHANAMTHITTA 217 6842 13114376
THIRUVANANTHAPURAM 3392 13812 215818254
THRISSUR 1742 19573 107084344
WAYANAD 184 11159 15392338
19969 231854 1495684178